When Can I Enroll?

There are only four event types that will allow you to sign up for benefits. Outside of these four events you will be unable to sign up for coverage.

• New Hire
  • When you are hired by the company you can sign up for coverage that will become effective the first day of the month following 30 days of employment.
• Status Change
  • If you have a work status change that makes you eligible for a benefit you were previously ineligible for then you will be able to sign up for coverage.
• Special Enrollment
  • Certain life events will allow you enroll in coverage or make changes to your coverage. Qualifying events include the following:
    • Involuntary Loss of Coverage
    • Marriage or Divorce
    • Birth of Child or Adoption
  • If you believe you have recently had a qualifying event and wish to enroll in benefits please notify the Business Office Manager. You will only have sixty days from the qualifying event date to sign up for coverage. Please be advised that the insurance provider may require documentation to prove that you had a qualified event to trigger a special enrollment.
• Open Enrollment
  • Once a year our plans allow all eligible employees to sign up for coverage or make changes to their current coverage. When open enrollment begins you will receive notification from your Business Office Manager.

When Do I Pay My Premiums?

Insurance benefits are pre-paid benefits meaning you will be required to pay for your portion of the plan premium in advance. The payment of plan premiums are obtained through payroll deductions. The pay check that you receive in any given month pays for the insurance coverage for that same month.